Level 3 Guidance & Q&As

PSD2 Level 3 Guidelines & Q&As

Official ESMA and EBA Guidelines, Supervisory Briefings, Opinions, and Questions & Answers supplementing Directive (EU) 2015/2366.

41 measures & guidance

Guidelines & supervisory guidance

7 items

Measure type	Title & reference	Summary & scope	Target articles
EBA Guidelines	Guidelines on authorisation and registration ↗ EBA/GL/2017/09	Information to be provided to competent authorities for the authorisation of payment institutions and registration of account information service providers	Art. 5 Art. 12 Art. 13
EBA Guidelines	Guidelines on criteria for setting minimum monetary amount of professional indemnity insurance ↗ EBA/GL/2017/08	Calculation method and criteria for professional indemnity insurance or comparable guarantee for payment service providers	Art. 5
EBA Guidelines	Guidelines on procedures for complaints of alleged infringements of PSD2 ↗ EBA/GL/2017/13	Requirements for competent authorities when handling complaints submitted by payment service users regarding alleged infringements	Art. 100
EBA Guidelines	Guidelines on fraud reporting(6) PSD2 ↗ EBA/GL/2018/11	Standardised statistical reporting requirements for payment service providers to reporting authorities on payment fraud	Art. 96
EBA Guidelines	Guidelines on ICT and operational risk management ↗ EBA/GL/2019/04	Governance, risk controls, and security standards for information and communication technology risks in financial institutions	Art. 95 Art. 96
EBA Guidelines	Guidelines on exemption from the contingency mechanism(6) RTS on SCA & CSC ↗ EBA/GL/2018/07	Conditions and criteria for ASPSPs to obtain an exemption from building a fall-back interface for AISPs and PISPs	Art. 98
EBA Guidelines	Guidelines on the limited network exclusion ↗ EBA/GL/2022/02	Criteria and notification requirements for payment instruments qualifying for the limited network exclusion	Art. 3

Questions & Answers (Q&As)

34 Q&As

Measure type	Q&A reference	Subject & question scope	Target articles
Q&A	EBA Single Rulebook Q&As (Art. 2) ↗	Official EBA Single Rulebook Questions & Answers on Article 2 PSD2	Art. 2
Q&A	EBA Single Rulebook Q&As (Art. 3) ↗	Official EBA Single Rulebook Questions & Answers on Article 3 PSD2	Art. 3
Q&A	EBA Single Rulebook Q&As (Art. 4) ↗	Official EBA Single Rulebook Questions & Answers on Article 4 PSD2	Art. 4
Q&A	EBA Single Rulebook Q&As (Art. 5) ↗	Official EBA Single Rulebook Questions & Answers on Article 5 PSD2	Art. 5
Q&A	EBA Single Rulebook Q&As (Art. 9) ↗	Official EBA Single Rulebook Questions & Answers on Article 9 PSD2	Art. 9
Q&A	EBA Single Rulebook Q&As (Art. 10) ↗	Official EBA Single Rulebook Questions & Answers on Article 10 PSD2	Art. 10
Q&A	EBA Single Rulebook Q&As (Art. 11) ↗	Official EBA Single Rulebook Questions & Answers on Article 11 PSD2	Art. 11
Q&A	EBA Single Rulebook Q&As (Art. 13) ↗	Official EBA Single Rulebook Questions & Answers on Article 13 PSD2	Art. 13
Q&A	EBA Single Rulebook Q&As (Art. 18) ↗	Official EBA Single Rulebook Questions & Answers on Article 18 PSD2	Art. 18
Q&A	EBA Single Rulebook Q&As (Art. 19) ↗	Official EBA Single Rulebook Questions & Answers on Article 19 PSD2	Art. 19
Q&A	EBA Single Rulebook Q&As (Art. 24) ↗	Official EBA Single Rulebook Questions & Answers on Article 24 PSD2	Art. 24
Q&A	EBA Single Rulebook Q&As (Art. 28) ↗	Official EBA Single Rulebook Questions & Answers on Article 28 PSD2	Art. 28
Q&A	EBA Single Rulebook Q&As (Art. 32) ↗	Official EBA Single Rulebook Questions & Answers on Article 32 PSD2	Art. 32
Q&A	EBA Single Rulebook Q&As (Art. 33) ↗	Official EBA Single Rulebook Questions & Answers on Article 33 PSD2	Art. 33
Q&A	EBA Single Rulebook Q&As (Art. 37) ↗	Official EBA Single Rulebook Questions & Answers on Article 37 PSD2	Art. 37
Q&A	EBA Single Rulebook Q&As (Art. 44) ↗	Official EBA Single Rulebook Questions & Answers on Article 44 PSD2	Art. 44
Q&A	EBA Single Rulebook Q&As (Art. 45) ↗	Official EBA Single Rulebook Questions & Answers on Article 45 PSD2	Art. 45
Q&A	EBA Single Rulebook Q&As (Art. 46) ↗	Official EBA Single Rulebook Questions & Answers on Article 46 PSD2	Art. 46
Q&A	EBA Single Rulebook Q&As (Art. 54) ↗	Official EBA Single Rulebook Questions & Answers on Article 54 PSD2	Art. 54
Q&A	EBA Single Rulebook Q&As (Art. 64) ↗	Official EBA Single Rulebook Questions & Answers on Article 64 PSD2	Art. 64
Q&A	EBA Single Rulebook Q&As (Art. 65) ↗	Official EBA Single Rulebook Questions & Answers on Article 65 PSD2	Art. 65
Q&A	EBA Single Rulebook Q&As (Art. 66) ↗	Official EBA Single Rulebook Questions & Answers on Article 66 PSD2	Art. 66
Q&A	EBA Single Rulebook Q&As (Art. 67) ↗	Official EBA Single Rulebook Questions & Answers on Article 67 PSD2	Art. 67
Q&A	EBA Single Rulebook Q&As (Art. 68) ↗	Official EBA Single Rulebook Questions & Answers on Article 68 PSD2	Art. 68
Q&A	EBA Single Rulebook Q&As (Art. 70) ↗	Official EBA Single Rulebook Questions & Answers on Article 70 PSD2	Art. 70
Q&A	EBA Single Rulebook Q&As (Art. 72) ↗	Official EBA Single Rulebook Questions & Answers on Article 72 PSD2	Art. 72
Q&A	EBA Single Rulebook Q&As (Art. 74) ↗	Official EBA Single Rulebook Questions & Answers on Article 74 PSD2	Art. 74
Q&A	EBA Single Rulebook Q&As (Art. 80) ↗	Official EBA Single Rulebook Questions & Answers on Article 80 PSD2	Art. 80
Q&A	EBA Single Rulebook Q&As (Art. 87) ↗	Official EBA Single Rulebook Questions & Answers on Article 87 PSD2	Art. 87
Q&A	EBA Single Rulebook Q&As (Art. 94) ↗	Official EBA Single Rulebook Questions & Answers on Article 94 PSD2	Art. 94
Q&A	EBA Single Rulebook Q&As (Art. 95) ↗	Official EBA Single Rulebook Questions & Answers on Article 95 PSD2	Art. 95
Q&A	EBA Single Rulebook Q&As (Art. 96) ↗	Official EBA Single Rulebook Questions & Answers on Article 96 PSD2	Art. 96
Q&A	EBA Single Rulebook Q&As (Art. 97) ↗	Official EBA Single Rulebook Questions & Answers on Article 97 PSD2	Art. 97
Q&A	EBA Single Rulebook Q&As (Art. 98) ↗	Official EBA Single Rulebook Questions & Answers on Article 98 PSD2	Art. 98